B2B checkout and payment terms

Your wholesale buyers do not pay like consumers. They need net terms, purchase order capture, ACH bank transfers, and account-specific payment options. As of 2026, ACH payments and dynamic net terms are native in Shopify. Shero configures B2B checkout so your buyers pay the way they actually operate.

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Painful Pleasures Logo
Logo Benchmade
Gen Y Logo
Justrite Logo
Shopify Premier Partner

16+

Years in business

500+

Projects Delivered

50+

Team Members

98%

Client Retention

40+

B2B checkout configurations delivered

Net terms, ACH payments, purchase order capture, and account-specific checkout for B2B and hybrid Shopify Plus stores

2026

ACH payments and dynamic terms native

ACH bank transfers via Shopify Payments and dynamic payment terms are now native in Shopify, removing the need for third-party apps

16+

years in eCommerce

B2B checkout configuration and payment term setup across Shopify Plus, Magento, and BigCommerce since 2009

98%

client retention post-launch

Most Shero clients continue working with the team after launch on support, development, and marketing programs

"I wanted to thank you all for a very successful launch. Our accounting and sales teams are thrilled to have this functionality working, and our customers are taking full advantage of these enhancements. We appreciate the partnership and look forward to more."

Bren Rafaelly, Head of Digital Transformation, Benchmade

What Shopify B2B payment terms configuration covers

Shero configures Shopify B2B checkout to match how your wholesale buyers actually pay: net terms from Net 7 to Net 90, ACH bank transfers, purchase order capture, and account-specific payment methods. As of 2026, ACH payments and dynamic payment terms are native in Shopify. Shero configures both alongside the checkout logic that reflects your sales process, not the platform default.

  • Net terms (Net 7 through Net 90)
  • ACH bank transfer via Shopify Payments
  • Purchase order capture and approval
  • Dynamic payment terms per account
  • Partial payments and deposits
  • Shopify Functions for custom checkout logic

Why B2B brands work with Shero on payment terms and checkout

B2B payment configuration on Shopify fails when the terms in the system do not match the contracts your sales team has with each account. Shero maps your payment agreements before configuring the platform.

01

ACH payments now native, no app required

Shopify Payments now supports ACH bank transfers at B2B checkout for US merchants. Buyers pay from their bank account at checkout. Payment matching and reconciliation are automatic. Shero configures ACH as part of the B2B build.

02

Dynamic payment terms per account or order

Payment terms are no longer one size fits all. Shopify now supports dynamic terms that can vary by company, location, or order type. Shero maps your existing account agreements and configures terms to reflect each buyer's contract.

03

Net terms from Net 7 to Net 90

Shopify Plus supports net term payment options natively, from Net 7 through Net 90. Shero configures the correct terms per company account so each buyer sees and uses the terms that apply to their account, not a generic default.

04

Purchase order capture that fits your sales process

B2B buyers often need to submit a purchase order number at checkout. Shero configures PO capture in the checkout flow and, where required, builds the approval workflow that routes large orders for internal sign-off before fulfillment begins.

05

Partial payments and deposits for large orders

Shopify Plus supports partial payments and deposits for orders that are fulfilled over time or require upfront payment. Shero configures deposit requirements and partial fulfillment payment requests so your finance team can issue separate invoices per shipment.

06

Checkout logic built in Shopify Functions, not Scripts

Custom B2B checkout logic must now run in Shopify Functions. Scripts retire June 30, 2026. Shero builds all custom payment term logic, deposit requirements, and checkout routing in Functions so the configuration is compliant and maintainable.

Our Work

View All
Well-known American knife manufacturer

Benchmade

For more than three decades, Benchmade has been known for producing high-quality knives for everyday carry, hunting, rescue, and outdoor use. Launched on Magento Commerce Cloud in 2018, the brand partnered with Shero to tap into the surge in outdoor consumer demand and scale their online presence.

Benchmade
Provide solutions for industrial safety protection

Justrite

JustRite Safety Group is a leading manufacturer of workplace safety products with roots going back to 1906. The brand partnered with Shero to merge four separate Magento stores into a single multi-store megasite, allowing customers to shop across all brands with one shared cart.

Justrite
Body jewelry and tattoo supplies

Painful Pleasures

Painful Pleasures is a long-standing supplier of body jewelry and tattoo supplies with a catalog of 40,000+ products. The brand partnered with Shero to complete a stalled Magento to Shopify migration and deliver the complex custom features their business depends on.

Painful Pleasures
Sports equipment for lacrosse and field hockey

STX

STX Sporting Goods is a leading global manufacturer of innovative sports equipment and apparel, catering to athletes and enthusiasts in lacrosse, field hockey, and other team sports. Renowned for its cutting-edge technology and premium products, STX sought to revamp its digital presence to align with its reputation for excellence.

STX

Most B2B payment term configurations scope to 2-4 weeks as part of a broader B2B build. Standalone checkout configurations run 1-2 weeks.

Scope my B2B checkout

How Shero configures Shopify B2B payment terms

01

Discovery: Payment Agreements

We document every payment term in use across your buyer accounts: net term lengths, deposit requirements, PO capture needs, ACH eligibility, and any account-specific exceptions. This session prevents the checkout from contradicting contracts your sales team has already signed.

02

Architecture: Term and Checkout Design

We design the payment term structure, per-account assignment logic, ACH configuration, and any custom checkout logic required for deposit or approval workflows. Functions are scoped at this stage.

03

Build: Configuration and Functions

We configure net terms per company account, enable ACH via Shopify Payments, set up partial payment and deposit rules, and build any custom checkout logic in Shopify Functions.

04

UAT: Per-Account Checkout Testing

We test checkout as each account type: net term display, ACH payment flow, PO capture, deposit collection, and approval workflow routing. Edge cases including partial fulfillment and term overrides are tested before go-live.

05

Launch: Handoff and Finance Runbook

Go-live includes a finance team runbook covering how to assign terms to new accounts, process ACH payments, handle PO approvals, and issue partial fulfillment payment requests.

06

Ongoing: Term Updates and Maintenance

Payment terms change as contracts are renegotiated and new accounts are onboarded. Shero provides ongoing support so term changes are applied correctly without disrupting active accounts.

Frequently asked questions.

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What our clients say.

We design experiences that make a difference. See what our clients have to say about working with us.

Painful Pleasures

"Our journey from Magento to Shopify was riddled with complexities and challenges. With a vast catalog and intricate B2B logic, we needed expertise that could navigate through these intricacies. Shero Commerce was our beacon. They not only provided innovative solutions but also utilized their vast Magento knowledge to bridge gaps in Shopify’s native features. Now, our platform is seamless, our costs are reduced, and the headaches are a thing of the past. A heartfelt thank you to the Shero team!"

Patrick Rice

CEO / Painful Pleasures

GEN-Y Hitch

"This has been the most impressive vendor partnership I have experienced. Every meeting felt purposeful, every milestone was clear, and the process was incredibly well-supported from start to finish. Shero delivered a seamless Shopify migration."

Kendra Borkholder

Kendra Borkholder - Operations Support / GEN-Y Hitch

Strike 2

"We partnered with Shero for the SWAG site development. The dev was highly nuanced, specialized and complex. The Shero team went above and beyond. They were collaborative, organized and professional, consistently setting expectations clearly and usually exceeding them."

Matt Kaminsky

Co-founder & Managing Director / Strike 2

Alto Music

"As a long-time client, we at Alto Music have always appreciated their technical expertise, but their recent migration of our site from Magento 2 to Shopify was exceptional. Shero preserved the essence of our beloved loyalty and rewards program, seamlessly integrating it into Shopify’s more efficient framework. The transition not only retained our unique features but also significantly simplified site management and reduced costs. We’re thrilled with the results and highly recommend Shero for any e-commerce needs."

Bobby Montemurro

VP Sales & Marketing / Alto Music

And you?

Let's build something great together.

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